In addition to providing highly competitive buy-to-let mortgage finance and associated guidance The Money Centre enables you to insure the buildings and contents of your Buy-to-Let property online.
Why an Insurance Scheme?
Several years ago the Directors of The Money Centre arranged a block insurance policy for their own investment properties to save time, money and to ensure that the cover was tailored to the needs of a property investor. The larger the policy became the more competitive the terms became so the Directors of The Money Centre decided to allow clients of The Money Centre to access it's benefits for themselves.
Get an Online Quotation
It will take you just a few minutes to obtain a quotation and you can insure your property immediately without even having to speak to anybody. You can pay online by credit card or by invoice. Instalments are available in most instances (written details will be sent on request).
If you have previously had a quotation completed for you by The Money Centre, please use the button below.
About the Insurance Cover
- Competitive premiums made possible by bulk purchasing the cover.
- Very wide cover on an "all risks" basis.
- Standard £250 excess for most claims (increased to £1000 for subsidence and malicious damage by tenants).
- Automatic cover for Loss of Rent and Alternative Accommodation (30% of buildings sum insured)
- Free index-linking of sums insured.
- Buildings definition includes floor coverings, curtains, blinds and domestic white goods.
- Flat-owners can cover Contents and Rent in isolation (e.g. where buildings covered by a block policy)
- Full cover provided between lettings for periods up to 90 days (subject to sensible precautions).
- Employers Liability cover included with a £10 Million indemnity limit
- Property Owners Liability cover included with a £5 Million indemnity limit
- Full Terrorism cover available as an optional extra
- Over £400 million worth of property already covered for Money Centre clients.
- Most types of tenants acceptable at standard rates (e.g. student lets, Housing benefits etc).
- Underwritten by the UK's leading insurer, Aviva and specially arranged for the Money Centre by Alan Boswell Insurance Brokers Limited.
- Optional Legal Expenses and Rent Guarantee policy underwritten by other insurers
For fuller details, please read the Key Facts Policy Summary or download the full Policy Document.
Don't like filling in forms?
If you don't like filling in forms, have several properties to insure, or have some commercial properties to insure, why not click the 'free call back' button below and one of our landlords insurance specialists will call you back immediately to discuss your insurance requirements. For landlords with larger portfolios (10 or more properties) or very high sums insured we can provide a bespoke solution.
Money Back Guarantee
We are so confident that the cover arranged for clients of The Money Centre is the best available that we allow you time to check it thoroughly to make sure it meets your requirements. In the unlikely event that you are dissatisfied with the insurance, you may return the policy to us within 14 days of receiving it and, provided you have not made a claim, we will refund your premium in full.
Documentation
Aviva Insurance Limited registered in Scotland No. 2116 Registered Office: Pitheavlis, Perth, Scotland, PH2 0NH. An Aviva company. Authorised and regulated by the Financial Services Authority